Products & Services

How We Work

Products & Services

At LPL Financial, we recognize that planning for retirement is a process. It does not happen overnight, but it is crucial that you start thinking about your retirement goals and then planning how to get there. Our experienced team can help you figure out what your goals are then map a clear path to pursuing them.

At LPL Financial, we will look at all the different retirement accounts that are designed with a goal to help you achieve your retirement goals and fund your future. No retirement plan is the same. We will customize a plan based on your specific needs and comfort levels.

Understanding Your Future

At LPL Financial, we will work with you to design a custom retirement plan that suits the needs of you and your family. We will help you set appropriate accounts so you can feel confident in your future. As we plan, we will go over the following…

  1.       Understanding your time frame: factors such as your current and expected retirement age will determine a lot. For example, the longer you have until your expected retirement, the more risk your portfolio can take. So, if you start planning for retirement at a younger age, you have more wiggle room to put your money in stocks. Stocks are riskier, but typically have higher returns than other types of accounts like bonds, over longer periods of time. We will explain in the depth the different accounts suitable for your age and timeframe.
  2.       Establishing realistic expectations around future spending habits: as you plan your retirement, it is important to be realistic on what your spending habits will be post retirement. Many people come to us thinking their spending will be a lot less than what they are spending today. And, while this may be the case, we will help you maintain realistic expectations and set up a retirement plan aiming to meet those expectations.
  3.       Risk Tolerance Assessment: as we plan, we will make sure you are fully comfortable and will determine the amount of risk you are willing to take to meet your retirement goals. A lot of the accounts out there are high risk, so we will make sure you understand what that looks like and how comfortable you really are with that. We will also evaluate some of the bonds that are available as well and help you make a decision based on your comfort level and personal financial goals.
  4.       Estate planning: a big piece of what we do is help clients with their estate plans. It is important to have a solid estate plan along with your retirement plan to ensure your assets are covered and will be distributed in a way that your loved ones will not experience financial hardship after you pass. Estate planning is a critical piece of retirement planning and our team is experienced and well versed in creating proper plans for our clients.

For more information about our products and services and how we can help you feel confident about your future, contact LPL Financial today! We serve individuals and families and have built a reputation for excellence. We are committed to providing the best retirement plan services and feel honored to be trusted by so many! We welcome you to ask questions so you, too, can feel secure about your path to retirement!

All investing involves risk including, the possible loss of principal. No strategy assures success or protects against loss. LPL Financial does not provide legal advice or
services. Please consult your legal advisor regarding your specific situation.



Common Stock

Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuities

Financial Planning

Retirement Plans

Tax Plans

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  201-639-7627